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[問題討論] 最常用的信用卡??

hang seng

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1)DBS compass visa card.because HK$500(Total 1 piece or maximum 3 piece transaction)can on line lucky draw.Can earn compass dollar if you lucky or other gifts.

2)Hang Seng enjoy card.(special day for 5%off,for example Wellcome supermarket,mannings,Shop 7/11 etc)

3)BOC Sogo Card (for Sogo 5%off a most brand)

4)BEA(some eat shop can get jetso offer)

5)Citibank(some shopping mall can earn special offer)

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Eventully,different credit card can get different special offer.Up to your need which offer.So,I think need apply some different credit card for different special offer.But I am not suggest using credit card.It maybe easy to 'wash'the money led your pocket empty except your control ability if good.

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我睇過一本書,話如果用信用咭,就最好用白金咭.
因為銀行會以特選客戶對待的,
其實我年薪都唔夠申請的.但我的簽咭後的還款是準時的,
由我有信用咭開始都無遲過交款的.
10多年了,當我睇完這本書後,我向HSBC,恒生及BOC
分段申請佢地張白金咭,3間都批咗,本人最鍾意用張BOC的白金咭.
上網交費又計積分,年尾有消費抽獎,又可排另外一條隊,
hsbc過張就有city super 95折,反而恒生過張就最少用, 
但我有佢的ENJOY咭,貪佢惠康95折, 
遲啲等我試吓申請佢張ENJOY白金咭.

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我只有匯豐

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Whichever card earns the most miles!

http://www.flyertalk.com/ ... -hk-10.html#144

(Updated 27 October 2010)

(offers listed in descending order):

I.Overseas*

i.SCB Amex - 1 mile per $2.5 spent ($300 flat redemption fee)
ii.Fubon Plat - 1 mile per $3 spent ($150 flat redemption fee)(plus 167 Sure win miles if txn amt >$500)

II.SCB AE designated travel agents (Lotus,Swire,Westminster etc):

SCB AE - 1 mile per $2.5 spent ($300 flat redemption fee)

III.Supermarket,Dept Store:*

i.Citibank Rewards Platinum - 1 mile per $3 spent ($50 fee per 5,000 mile redeemed)(on first $12,500 spending per month)
ii.(to 28 Feb)Amex CX Elite double miles offer http://ebm.email.american ... sOS6tc/doc.html

IV.Dining*

Shacom Plat/Titanium - 1 mile per $4 spent ($100 fee per 10,000 mile redeemed)

V.Other retail spending
i.(if Amex)DBS Black - 1 mile per $6 spent (no fee)
ii.Fubon Plat - 1 mile per $6 spent ($150 flat redemption fee)(plus 167 Sure win miles if txn amt >$500)

VI.Bill payments

Fubon Plat - 1 mile per $6 spent ($150 flat redemption fee)

VII.Octopus AAVS

i.(if $500 recharge preferred)- BEA Plat - 1 mile per $8 spent ($100 fee per 10,000 mile redeeemed)
ii.Citi Premiermiles - 1 mile per $8 spent (no fee)

*(to 30 Nov)Whilst not a strictly an Asia Miles/FF promotion,BEA is offering 3-5%step up rebate on these categories +normal points ($8/mile,$50 fee per 5,000AM redeemed),which trumps all the prevailing AM offers I've listed where it applies

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